The two basic options for taking payments online are: Your own merchant account or an online processor (listed below). The advantages of each depend on your situation. Online payment processors have larger per transaction fees but no monthly fees. This is good for a smaller company who want to know exactly what their costs will be. They only pay if they make a sale.
If you have your own merchant account the per transaction fees are considerably lower but there is a fixed monthly fee, usually around $100 a month. If you are going to sell lots of products, this may be your best option. But if you don't sell any products one month, you still pay the monthly fee.
Recommended Online Processors
Recommended Credit Card iInformation
If you are looking for a credit card, you owe it to yourself to find a card that is right for you, not the card company. If I was going to apply for a credit card, I would visit Apply for a Credit Card. They have a list of over 100 cards that have been reviewed by consumers and rated based on cost and benefits. It is the only way to shop for a new credit card. Other financial information can be found at : a financial directory